No. Even if you need to declare bankruptcy, you may not be capable to. For Chapter 7 bankruptcy, the court should determine that you just don't make ample revenue to pay back again all of your debts. They Look at your earnings on the point out average, and see When your disposable earnings is sufficient to spend back again almost all of Everyt

Chapter 13. It's less difficult to qualify for Chapter thirteen than for Chapter seven. As an alternative to erasing your debt, this type of filing reorganizes your paying out. You'll reach maintain your property, even so the court will purchase a spending budget so that you can survive, which will incorporate a month-to-month payment pla